The lazy hustler

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COLLECTION OF INFORMATION
Although you are not required to provide any personal information on the public areas of our Website, you may choose to do so by completing specific contact or marketing forms. Should you do so, we may, for example, keep a record of your name, email address, and any other information you voluntarily provide to us.
Additionally, we may collect the following categories of personal information from you in the course of business, including through your use of the Website, when you contact or request information from us, when we provide services to you, or when we receive services from you. If you choose not to provide such information, you may not be permitted to access certain Company Website features, content, or services.
Identification data includes name, gender, title, job title, or address.
Contact information, including your phone number(s), your email address, and your social media account or handle where appropriate.
Financial data, such as bank account information and invoicing details.
Event registration or mailing list data include dietary requirements (which may reveal information about your health or religious beliefs), preferences and interests, subscriptions, downloads, and username/passwords.
Job applicant data, such as identification data and contact information, resumé, and other data provided
You or third parties (e.g., recruiters) on our Website, online recruitment portal (where applicable), or offline in connection with job openings, which may be subject to additional local requirements.
Legal and regulatory compliance data as required for purposes such as know your client, anti-money laundering, and market abuse regulations requirements, or as part of our client onboarding process, which may include passport or other identification data, date of birth, home address, and other due diligence data.
Other service data, such as personal information relevant to the provision or receipt of services, concerning any of your employees, customers or vendors, and client feedback.
Cookie and device data, such as information about your visit to our Website, IP address, the URLs of the websites and pages you visit (before, during, and after you visit the Company Website) and the times and dates of such visits, information about the computer hardware and software you use, device identifier, location and time zone setting, even when you are not logged in. Also, the Company may place "cookies" on your computer to recognize you on return visits to enable the Company to enhance your browsing experience and collect additional information about you. As further described below, you may adjust your browser settings or use other means to prevent cookies from being placed on your computer, but doing so may result in reduced functionality and a less personalized browsing experience.
We may supplement the information you provide to us with information that we receive or obtain from other sources, such as our staff or personnel, clients, professional advisers, partners, and agents of the Company, third parties with whom we interact, and publicly available sources.
USE OF INFORMATION
We may use your personal information for the following purposes:
Administration of client and vendor relationships – We use identification data, contact details, financial data, and other service data, including the processing of invoices, the updating of client records, and the management of our vendor relationships. This is necessary to perform our contract with you.
Addressing client inquiries/feedback – We use identification data, contact details, and other service data for this purpose. This process is necessary to perform our contract with you. It may also be required for our legitimate interests to establish or maintain a relationship with you; it is also in your interest to receive a response when you contact us.
Sending relevant marketing messages and inviting you to events/seminars – We use identification data, contact details, cookie and device data, and mailing list data to communicate with you by way of email alerts and post to provide you with
Information about our events, seminars, or services may be of interest to you. This processing is necessary for our legitimate interest to send you tailored marketing messages, client newsletters, and invitations to relevant events and seminars.
Improving our Website – We use cookie and device data to improve the functionality and user-friendliness of our Website. This is necessary for our legitimate interests to constantly monitor and improve our online presence and services to you.
Keeping our Website and IT systems and processes safe – We use identification data, contact details, financial data, cookie and device data, and other service data. This is necessary to perform our contract with you and ensure your data's security and confidentiality. Our legitimate interests are also required to prevent illegal activities, including fraud, which could harm you and us.
Complying with legal or regulatory inquiries/requests – We use identification data, contact details, financial data, cookie and device data, and legal and regulatory compliance data (including for anti-money laundering or fraud detection purposes, statutory returns, and fulfillment of the Company's ethical obligations). This is necessary for complying with legal requirements that apply to the Company.
Analyzing the hiring process and outcomes and conducting background checks, where and to the extent permitted by applicable law, may also be subject to the relevant local recruitment privacy policy. If the Company hires you, this data will be transferred to our employee record files for your employment. This is necessary to take steps at the job applicant's request in the context of recruitment before entering into a contract. In addition, job applicant data and legal and regulatory compliance data may be used as necessary to comply with legal, regulatory, and corporate governance requirements.
INFORMATION SHARING
We may share your personal information with the following categories of recipients:
To use certain services on our Website, payment card information may be requested. We may ask you for a credit card, debit card, or other payment information. By submitting your payment information through our websites, to the extent permitted by applicable law, you expressly consent to the sharing of your information with third-party payment processors and other third-party service providers;
Vendors that will process your personal information on our behalf and under our written instructions to carry out their services during our business, such as IT service providers, financial institutions, customer relationship management
Databases and other cloud-based solutions, third-party companies providing us with business analytics and statistics to assist with our marketing campaigns, and third-party venues in which we may host events and seminars. We contract with such vendors to ensure that they only process your personal information under our instructions and ensure the security and confidentiality of your personal information by implementing the appropriate technical and organizational measures for such processing;
Any law enforcement, regulatory, or government agency requesting personal information in connection with any inquiry, subpoena, court order, or other legal or regulatory procedures with which we would need to comply. We may also share personal information to establish or protect the Company's legal rights, property, or safety, or the rights, property, or safety of others, or to defend against legal claims;
Any third party connected with business transfers; we may transfer your personal information to third parties in connection with a reorganization, restructuring, merger, acquisition, or transfer of assets of the Company, provided that the receiving party agrees to treat your personal information in a manner consistent with this Privacy Policy.
We are not responsible for the data policies or procedures, or content of any linked websites. We recommend that you check the privacy and security policies of each Website you visit.
TRANSFERS OF INFORMATION
Your personal information may be transferred to or shared across our integrated computer networks with one or more Company offices and our affiliated offices in the United States, or carefully selected service providers that the Company may engage to host the Company Website or to provide other services that may not be subject to data protection laws similar to those prevailing in the jurisdiction in which such information is provided to or received by us. Our offices adhere to the same procedures concerning your personal information, including this Privacy Policy. The Company will require all such service providers to use the information solely to provide the specified services and otherwise to conform to the requirements of this Privacy Policy.
Your Rights
If you are a California resident, you have the following rights, subject to certain exceptions as outlined in the CCPA:
Right to access personal information. You have the right to receive the specific pieces of your personal information we have collected about you in the 12 months preceding your request.
Right to data portability. You have the right to receive a copy of your electronic personal information in a readily usable format.
Right to know. You have the right to receive information from us regarding the categories of personal information we collected, the sources from which we collect personal information, the purposes for which we collected and shared personal data, the categories of any personal information we sold as well as the categories of third parties to whom such personal information was sold, and the categories of personal data that we disclosed for a business purpose in the 12 months preceding your "right to know" request.
Right to request deletion. You have the right to request the deletion of the personal information you provided to us. Please note that in certain instances, we may not be able to process your request, such as (i) due to the existence of a legal obligation, (ii) to detect security incidents protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities, or (iii) to complete a transaction for which your personal information was collected.
Right to non-discrimination. You have the right to be free from discrimination by us due to you exercising your rights under the CCPA.
If you wish to exercise these rights, you must submit a request by emailing hello@meredithdesantos.com. The CCPA requires us to verify requests we receive when seeking to exercise certain of the rights listed above. We may ask you to provide certain information to confirm your request.
Note that certain of the rights set forth above do not apply until January 1, 2021, for job applicants, employees, partners, and contractors, and when personal information is transmitted in business-to-business written or verbal communications or transactions relating to due diligence or providing or receiving a product or service to or from another business, and the personal information concerns an employee, owner, director, officer or contractor of that business.
The Company has collected the following types of personal information about California residents in the last 12 months:
CATEGORY
Examples of Personal Information in this Category
IDENTIFIERS AND PERSONAL INFORMATION.
Name, mailing address, email address, phone numbers, online identifier, Internet Protocol address, Social Security number, driver's license number, passport number, or other similar identifiers, education, employment history, bank account number, credit or debit card number, additional financial information, medical information, and health insurance information.
PROTECTED CHARACTERISTICS.
Age, gender, demographic group, citizenship, marital status, medical condition, physical or mental disability, sexual orientation, and veteran or military status.
INTERNET OR OTHER SIMILAR NETWORK ACTIVITY.
Browsing history, search history, information on a consumer's interaction with a website, application, or advertisement.
PROFESSIONAL OR EMPLOYMENT-RELATED INFORMATION.
Current or past job history or performance evaluations.
Sources of Personal Information Collected. We obtain the categories of personal information listed above from the following categories of sources: directly from you, such as when you complete forms, indirectly from you, such as observing your actions on our Website, and publicly available sources.
Disclosures for a Business or Commercial Purpose. In the preceding 12 months, the Company has disclosed the personal information listed above to its service providers for business purposes.
No Sale of Personal Information. In the preceding 12 months, we have not sold any personal information.
SECURITY
We have implemented technical and organizational security measures to safeguard our custody and control personal information. Such efforts include, for example, limiting access to personal information only to staff and authorized service providers on a need-to-know basis for the purposes described in this Privacy Policy, as well as other administrative, technical, and physical safeguards.
We endeavor to take all reasonable steps to protect your personal information but cannot guarantee the security of any data you disclose online. Please note that email is not a secure medium and should not be used to send confidential or sensitive information. You accept the inherent security risks of providing information over the Internet by providing information online. You will not hold us responsible for any security breach unless it is due to our negligence or willful default.
COOKIES
Our Website uses certain tags, log files, web beacons, and similar tracking technologies from third parties (collectively, "cookies"), of which you should be aware.
Cookies are text files containing small amounts of information downloaded to your device when you visit a website. Cookies enable us to analyze how the Company Website is used and monitor site performance to create the best user experience. We may also use cookies to personalize language settings and provide social media features.
In addition to the cookies used by the Company and our service providers, some cookies are placed by third parties such as Google Analytics, as described below.
By using the Company's Website, you agree to the use of cookies for the following purposes:
Essential Cookies: these are essential to enable you to move around the Company's Website and use its features, such as accessing the website's secure areas.
Performance and Analytics Cookies: Google Analytics ("Analytics") is Google's free web analytics tool that helps us understand how our visitors engage with our Website. Analytics collects information anonymously and, much like examining footprints in the sand, it reports website trends without identifying individual visitors. Analytics uses its own set of cookies to track visitor interactions. These cookies are used to store information, such as what time the current visit occurred, whether the visitor has been to the site before, and what site referred the visitor to the web page. Google Analytics customers can view a variety of reports about how visitors interact with their website to improve their Website and how people find it. A different set of cookies is used for each Website, and visitors are not tracked across multiple sites. Analytics customers are obliged to notify users of their use of analytics software. To disable this type of cookie, some browsers will indicate when a cookie is being sent and allow you to decline cookies on a case-by-case basis. In addition to declining cookies, you can install the Google Analytics Opt-out Add-on in your browser, which prevents Google Analytics from collecting information about your Website visits. You can also opt-out by clicking here.
Functionality Cookies: they remember your choices, such as language options or your current region. These cookies help to make your visit more personal and are deleted automatically when you close your browser, or the session expires.
You can block or disable cookies on your device at any time by indicating this in the preferences or options menus in your browser. You can also delete the cookies that are stored on your device. However, blocking, disabling, or deleting cookies may limit your ability to view all the Company Website pages or use online services that require registration. You may opt out of Google's cookies by visiting their Ad Settings page. You may also opt-out of a third-party vendor's use of cookies at the Network Advertising Initiative opt-out page. You can find more information about cookies at www.allaboutcookies.org and www.youronlinechoices.com.
INFORMATION RETENTION
We will only retain your personal information for as long as necessary for the purposes for which that information was collected as set out in this Privacy Policy or for longer as
Required under any applicable legal, regulatory, accounting, or reporting requirements. Should you opt-out or no longer wish to receive marketing messages from us, we will securely delete your personal information from the relevant mailing list(s).
ADDITIONAL SERVICES
The Company may offer additional services through the Company Website from time to time. In some cases, other services may be subject to alternative terms of use (as identified by the Company). Your use of such services will constitute your acceptance of such alternative terms of use. Unless otherwise stated, such alternative terms of use shall apply to supplement this Agreement. In the context of any conflicting terms, this Agreement shall govern concerning the Company Website, content, and services, excepting only those services which are expressly covered, and then only to the extent so explicitly covered, by such alternative terms.
UNSUBSCRIBE
We may send you direct marketing messages, including by way of email alerts and postal mail. Suppose you no longer wish to receive our email alerts, be part of a mailing list, or receive any marketing communications. In that case, you can opt-out of such communications at any time by clicking on the unsubscribe link in the relevant communication or contacting us at hello@meredithdesantos.com.
NOTIFICATION OF CHANGES
We may occasionally update this Privacy Policy as our services, and privacy practices change or as required by applicable legal or regulatory requirements. We will notify you by email of any significant changes where it is practicable. However, the last update date is posted below, and we encourage you to review this Privacy Policy periodically to be informed of how we use your personal information.
DATA RELATING TO CHILDREN
Our Website is designed for those 18 years of age and older. We do not knowingly collect information from anyone under the age of 13 (or other age as may be restricted under local law). Let's are made aware that we have received such information or any information in violation of our policy. We will use reasonable efforts to locate and remove that information from our records.
CROSS BORDER TRANSFERS
Our Website is maintained in the United States. If you are visiting from the regions with laws governing data collection and use that may differ from those in the United States, please note that you may be transferring your information to the United States and in other countries around the world. You freely and specifically give us your consent to export and use your data within the United States and in other countries as specified in this Privacy Policy. You understand that data stored in the United States may be subject to lawful requests by the courts or law enforcement authorities in the United States.
If you are situated in the EU, whenever we transfer your data to processors outside of the EU, we ensure appropriate, and suitable safeguards are used in such transfer. We may use specific contracts approved by the European Commission, which give personal data the same protection it has in the EU.
Effective as of July 14, 2024

SECTION GENERAL
We reserve the right to refuse service to anyone for any reason. Except for your credit card number and associated payment information, you understand that your Content, including any information you provide to us, may be transmitted unencrypted and over various networks and modified to the technical requirements and specifications of the receiving network devices.
You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the Service is provided, without express written permission us. The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms.
SECTION SECURITY
Any passwords used for your Account (“Account”) on our site are only for your individual use. You will be responsible for the security of your password (if any), and you agree to accept responsibility for all activities that occur under your Account or password. We have the right to monitor your password and, at our discretion, require you to change it. If you use a password that we consider insecure, we will have the right to require the password to be changed and/or terminate your Account. You are prohibited from using any Service or facilities provided in connection with this website to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security is strictly prohibited. Suppose you become involved in any violation of system security. In that case, we have the right to release your details to system administrators at other sites to assist them in resolving security incidents. We reserve the right to investigate suspected violations of these Terms of Service and to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity of anyone engaging in any activity that is believed to be violative of local, state, and federal law, as well as these Terms of Service.
Notwithstanding any other provisions of these Terms of Service, you acknowledge that you shall have no ownership or other property interest in your Account or the Services and further accept and expressly agree that any rights in your Account or the services are and shall forever be owned by and inure to the benefit of the Company and/or any of its assigns.
SECTION INFORMATION CONTAINED ON OUR SITE
The Company attempts to ensure that information on this website is complete, accurate, and current. Despite our efforts, the information on this website may occasionally be inaccurate, incomplete, or out of date. The Company does not represent the completeness, accuracy, or currentness of any information on this website. For example, products included on this website may be unavailable or have different attributes than those listed. In addition, the Company may make changes in information about price and availability without notice. The Company reserves the right, without prior notice, to limit the order quantity on any product or Service and/or to refuse service to any customer. You agree that it is your responsibility to monitor changes to our website. The Company also may require verification of information before the acceptance and/or shipment of any order.
SECTION PRICES, PAYMENTS, FEES
Prices for our products are subject to change without notice. We reserve the right, at any time, to modify or discontinue the Service (or any part or content thereof) without prior notice. We shall not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Service.
You agree to pay all fees or charges to your Account per the fees, charges, and billing terms when a fee or charge is due and payable. By providing the Company with your credit card number and associated payment information, you agree that the Company and its third-party Service provides for payment services. You are authorized to immediately invoice your Account for all fees due and payable to the Company hereunder, without further notice or consent. You agree to immediately notify the Company of any changes in your Account profile, including, but not limited to, changes to your billing address and payment information. The Company reserves the right, at any time, to change its prices and billing methods without prior notice to you.
CANCELLATION POLICY
You can cancel your plan at any time upon email notification. There will be no refunds.
SECTION PRODUCT DESCRIPTIONS
All descriptions of products, pricing, or any of our Service (s) are subject to change, at any time, at our sole discretion, without prior notice to you. We reserve the right to discontinue any product or Service at any time, without prior notice to you. Any offer for any product or service made on this site is void where prohibited.
SECTION LICENSE AND RESTRICTIONS
Subject to your compliance with these Terms of Service, we or our content providers (as applicable) grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and make personal and non-commercial use of the materials and Content (collectively, the “Content”) on this website. This license does not allow you to resell or make any commercial use of the website, its Content, or products sold through the site; make any derivative use of any of our Content; download, copy, or other use of any account information for the benefit of any third party; or use any data mining, robots, or similar data gathering and/or extraction tools. All rights not expressly granted to you in these Terms of Service are reserved and retained by us or our licensors, suppliers, publishers, rights-holders, or other content providers. No Content on or product sold through this website may be reproduced, duplicated, copied, sold, resold, visited, distributed, or otherwise exploited for any commercial purpose without our prior express written consent. You may not misuse our products or Content. You may use our website only as permitted by law and these Terms of Service. At our sole discretion, we may terminate your license without prior notice to you.
SECTION CONTENT CONTRIBUTORS
Opinions and other statements expressed by users and third parties (e.g., bloggers) are theirs alone, not the views of the Company. Content created by third parties is the sole responsibility of the third parties, and its accuracy and completeness are not endorsed or guaranteed. You acknowledge that by providing you with the ability to view and distribute Content through our Website and/or Services, Company is not undertaking any obligation or liability relating to the Content. Company and its affiliates, successors, assigns, employees, agents, directors, officers, and shareholders do not undertake or assume any duty to monitor our website for inappropriate or unlawful Content. Company and its affiliates, successors, assigns, employees, agents, directors, officers, and shareholders assume no responsibility or liability which may arise from the Content thereof, including, but not limited to, claims for defamation, libel, slander, infringement, invasion of privacy and publicity rights, obscenity, pornography, profanity, fraud, or misrepresentation. Notwithstanding the preceding, the Company reserves the right to block or remove communications, postings, or materials at our sole discretion.
SECTION PROPRIETARY INFORMATION
The Content accessible from this website and any other website owned, operated, licensed, or controlled by us is our proprietary information or the proprietary information of the party that provided the Content to us, and we or the party that provided the Content to us retain all rights, title, and interest in such Content. The Content may not be copied, distributed, republished, uploaded, posted, displayed, or transmitted in any way without our prior written consent, or unless authorized in writing elsewhere on our website, except that you may print out a copy of the Content solely for your personal non-commercial use. Notwithstanding any other provision in these Terms of Service, you are prohibited from removing, altering, or cause to be removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the Content. Except as expressly provided in these Terms of Service, modification or use of the Content violates our intellectual property rights. Your use of this website does not grant you title to or any rights to, including, but not limited to, our intellectual property.
SECTION HEALTH INFORMATION
Any Content, statements on this site, and/or any materials or products we distribute or sell have not been evaluated by the Food and Drug Administration (“FDA”). Neither the products nor the ingredients in any products available on the site have been approved or endorsed by the FDA or any regulatory agency. The products on the site are not intended to diagnose, treat, cure or prevent any disease or medical condition. The information on this site or other materials we may provide to you are designed for educational purposes only and are not intended to be a substitute for informed professional medical advice or care. This information should not be used to diagnose or treat any health problems or illnesses without consulting a doctor. If you are pregnant, nursing, taking medication, or have a medical condition, we suggest consulting with a physician before using our products.
SECTION THIRD-PARTIES
We may provide you with access to third-party tools over which we neither monitor nor have any control nor input. You acknowledge and agree that we provide access to such tools “as is” and “as available” without any warranties, representations, or conditions of any kind or endorsement. We shall have no liability whatsoever arising from or relating to your use of optional third-party tools. Any use by you of optional tools offered through the website is entirely at your own risk and discretion. You should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s). We may also, in the future, offer new services and/or features through the website (including the release of new tools and resources). Such new features and/or services shall also be subject to these Terms of Service.
Third-party links on this site may direct you to third-party websites not affiliated with us. We are not responsible for examining or evaluating the content or accuracy, and we do not warrant it. We will not have any liability or responsibility for any third-party materials or websites or other materials, products, or services of third parties. We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made with any third-party websites. Please carefully review the third-party’s policies and practices and make sure you understand them before engaging in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third party.
SECTION HEALTHCARE DISCLAIMER
THE COMPANY MAY PROVIDE WELL-BEING COACHING; THE SERVICES COMPANY IS PROVIDING ARE STRICTLY WELL-BEING COACHING. THE COMPANY IS NOT PROVIDING PROFESSIONAL HEALTHCARE SERVICES. THE COMPANY DOES NOT CLAIM TO AND WILL NOT BE HELD RESPONSIBLE FOR DIAGNOSING, TREATING, OR CURING ANY PHYSICAL OR MENTAL HEALTH CONDITION. THE COMPANY’S SERVICES DO NOT TAKE THE CLIENT’S TEAM OF HEALTHCARE PROFESSIONALS’ PLACE. UNDER NO CIRCUMSTANCES SHOULD THE CLIENT STOP SEEING THEIR TEAM OF HEALTHCARE PROFESSIONALS. IF THE CLIENT DECIDES TO TAKE ACTION BASED ON THE SERVICES THEY RECEIVE FROM THE COMPANY, THE CLIENT DOES SO AT THEIR OWN RISK. THE CLIENT UNDERSTANDS AND ACKNOWLEDGES THAT THE COMPANY IS NOT PROVIDING PROFESSIONAL MENTAL HEALTH SERVICES. THE COMPANY IS NOT SERVING AS A PROFESSIONAL HEALTHCARE PROVIDER. NONE OF THE INFORMATION PROVIDED IN CONNECTION WITH THE SERVICES SHALL BE CONSTRUED TO CONSTITUTE MEDICAL, PSYCHOLOGICAL, FINANCIAL, ACCOUNTING, LEGAL, OR OTHER PROFESSIONAL ADVICE; WE URGE YOU TO CONSULT WITH AN APPROPRIATE LICENSED PROFESSIONAL IF YOU SEEK ANY SUCH ADVICE.
SECTION PRIVACY
Our Privacy Policy governs your submission of personal information through the website.
SECTION PROHIBITED USES
In addition to other prohibitions, as outlined in terms of Service, you are prohibited from using the website or its Content:
For any unlawful purpose.
To solicit others to perform or participate in any unlawful acts.
To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances.
To infringe upon or violate our intellectual property rights or the intellectual property rights of others.
To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability.
To submit false or misleading information.
To upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or any related website, other websites, or the Internet.
To collect or track the personal information of others.
To spam, phish, pharm, pretext, spider, crawl, or scrape.
For any obscene or immoral purpose.
To interfere with or circumvent the Service’s security features or any related website, other websites, or the Internet.
We reserve the right to terminate your use of the Service or any related website for violating any prohibited uses.
SECTION LIMITATION OF LIABILITY
YOUR USE OF THE COMPANY PROPERTIES IS AT YOUR OWN RISK. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE CONTENT IS PROVIDED “AS IS” AND “AS AVAILABLE” AND WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, OR STATUTORY. WE NOW DISCLAIM ALL WARRANTIES, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE QUALITY OF ANY PRODUCTS, SERVICE(S), INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU WILL MEET YOUR EXPECTATIONS OR THAT ANY ERRORS IN THE SERVICE CAN OR WILL BE CORRECTED.
LIMITATION OF LIABILITY
We do not guarantee, represent or warrant that your service use will be uninterrupted, timely, secure, or error-free. We do not warrant that the results obtained from the use of the Service will be accurate or reliable. You agree that from time to time, we may remove the Service for indefinite periods or cancel the Service at any time, without notice to you. You expressly agree that your use of the Service is at your sole risk. The Service and all products and services delivered to you through the Service are (except as expressly stated by us) provided ‘as is’ and ‘as available for your use, without any representation, warranties, or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement. In no case shall we, or our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers, or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the Service or any products procured using the Service, or for any other claim related in any way to your use of the Service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the Service or any content or product posted, transmitted, or otherwise made available via the Service, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.
SECTION INDEMNIFICATION
You agree to indemnify, defend and hold harmless Meredith DeSantos Co. and Meredith DeSantos, and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns, and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your breach of these Terms of Service or the documents they incorporate by reference or your violation of any law or the rights of a third-party.
SECTION SEVERABILITY
Suppose any provision of these Terms of Service is unlawful, void, or unenforceable. In that case, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law. The unenforceable portion shall be severed from these Terms of Service; such determination shall not affect the validity and enforceability of any other remaining provisions.
SECTION TERMINATION
The obligations and liabilities of the parties incurred before the termination date shall survive the termination of this agreement for all purposes. These Terms of Service are practical unless and until terminated by either you or us. You may terminate these Terms of Service by notifying us that you no longer wish to use our Services or when you cease using our website. Suppose in our sole judgment you fail, or we suspect that you have been unable to comply with any term or provision of these Terms of Service. In that case, we also may terminate this agreement without notice, and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof).
SECTION ENTIRE AGREEMENT
The failure to exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision. These Terms of Service and any policies or operating rules posted by us on this website or in respect to the Service constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications, and proposals, whether oral or written, between you and us (including, but not limited to, any previous versions of the Terms of Service). Any ambiguities in interpreting these Terms of Service shall not be construed against the drafting party.
SECTION GOVERNING LAW AND VENUE
These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed per the laws of New York. The parties to these Terms of Service agree that the exclusive venue for any dispute between the parties arising out of these Terms of Service or on the subject matter of these Terms of Service will be New York.
SECTION DISPUTE RESOLUTION
In the event of any claims, disputes, or other controversies arising out of, or relating to, these Terms of Service, the use of this website or information obtained through this website, or any other claims, disputes, or controversies arising out of or relating to this website, or any other website owned, operated, licensed or controlled by us (the “Dispute” and together with the “Disputes”), you agree to resolve any Dispute by submitting the Dispute to JAMS through its offices located in Dallas, Texas (“ADR Firm”) (www.jamsadr.com/james-Dallas), or its successor, for mediation. Any party to the Dispute may commence mediation by providing to ADR Firm and the other parties a written request for mediation, setting forth the subject of the Dispute and the relief requested. The parties will cooperate with ADR Firm and one another in selecting a mediator from ADR Firm’s panel of neutrals and scheduling the mediation proceedings promptly, not later than thirty (30) days after such request for mediation. The parties agree that they will participate in the mediation in good faith and share equally in its costs. All offers, promises, conduct, and statements, whether oral or written, made in the course of the mediation by any of the parties, their agents, employees, experts, and attorneys, and by the mediator or any ADR Firm employees, are confidential, privileged, and inadmissible for any purpose, including impeachment, in any arbitration or other proceeding involving the parties, provided that evidence that is otherwise admissible or discoverable shall not be rendered inadmissible or non-discoverable as a result of its use in the mediation. 
Suppose the Dispute is not resolved through mediation. In that case, it shall be submitted to ADR Firm, or its successor, for final and binding arbitration according to the then-current form of JAMS Comprehensive Arbitration Rules & Procedures (the “Rules”) before one arbitrator, selected by the agreement of the parties and, failing such agreement within thirty (30) days of the Dispute being submitted for arbitration, by ADR Firm per the Rules. All hearings shall be held in the State of Texas. If ADR Firm ceases to exist and has no successor, then the parties shall submit the Dispute to an established alternative dispute resolution entity in Texas. Any party may initiate arbitration concerning the Disputes submitted to mediation by filing a written demand for arbitration following the initial mediation session or forty-five (45) days after the date of filing the written request for mediation, whichever occurs first. The mediation may continue after the commencement of arbitration if the parties so desire. Unless otherwise agreed by the parties, any arbitration initiated under this clause shall be conducted by a single arbitrator. Unless otherwise agreed by the parties, the mediator shall be disqualified from serving as arbitrator in the case. Any court of competent jurisdiction may enforce the provisions of this clause, and the party seeking enforcement shall be entitled to an award of all costs, fees, and expenses, including attorney fees, to be paid by the party against whom enforcement is ordered.
THE REQUIREMENT TO ARBITRATE MEANS YOU ARE WAIVING ANY RIGHT TO A TRIAL BY JURY.
No party to any mediation or arbitration under this clause shall be required to participate in any mediation or arbitration proceeding that involves more than one adverse party. The mediation or arbitration of any Dispute shall not be joined or consolidated with the mediation or arbitration of any other Dispute, even if such other Dispute relates to, arises out of, or raises similar factual or legal claims. 
Failure to insist on strict performance of any of these Terms of Service will not operate as a waiver of any subsequent default or failure of performance. No waiver by us of any right under these Terms of Service will be deemed either a waiver of any other right or provision or a waiver of that same right or provision at any additional time. To the extent allowed by applicable law, any claim or cause of action arising from or relating to your access or use of the website must be brought within two (2) years from the date such claim or action arose or accrued. If any part of these Terms of Service is unlawful, void, or unenforceable, that part will be deemed severable. It will not affect the validity and enforceability of any remaining provisions. These Terms of Service (including our Privacy Policy) constitute the entire agreement among the parties relating to this subject matter. Notwithstanding the preceding, any additional terms and conditions on this site will govern the items they pertain to. We may revise these Terms of Service by updating this posting.
SECTION CHANGES TO TERMS OF SERVICE
You can review the most current version of the Terms of Service on this page. At our sole discretion, we reserve the right to update, change, or replace any part of these Terms of Service by posting updates and changes to our website without prior notice to you. Therefore, it is your responsibility to check our website periodically for changes. Your continued use of or access to our website, including its Content, or the Service, following the posting of any changes to these Terms of Service constitutes acceptance of those changes.

By using this website or any information on it, including but not limited to blogs, videos, audios, social media posts, products, services, you acknowledge that you have read and agree to the terms in this disclaimer. If you do not agree with these terms, DO NOT USE THIS WEBSITE.
ASSUMPTION OF RISK
You expressly agree that the use of this website is done at your own risk. The information published on this website is for informational purposes only. Any reliance you place on such, you do at your own risk. You understand that while great care is taken to provide you with the best information possible, Meredith DeSantos Co., Cottonwood Productions, Inc. (“Company”), and it’s representatives make no representations or warranties of any kind, express or implied, about the reliability, accuracy, completeness, security, or currency of the information provided.
INFORMATIONAL PURPOSES ONLY
The information provided on this website is for informational purposes only. In no way is the information provided meant to substitute for professional legal or financial advice. If you require legal or financial services, it is your responsibility to seek it out from a licensed attorney or financial services professional. In no way is the information provided meant to substitute for medical or psychological advice. This information does not serve to diagnose, treat, or provide a cure for any condition you may be experiencing. If you require medical or psychological services, it is your responsibility to seek out the attention of a licensed doctor or mental health professional. The United States Food and Drug Administration (“FDA”) has not evaluated any statement, claim, or representation made on or accessible from this page/website and our workshops. Nor has the FDA evaluated any food, product, or service mentioned on or available from or through this page/website and our workshops. No food, product, or service is mentioned on or available from or through this page/website, and our workshops are intended to diagnose, treat, cure, or prevent disease.
NOT PROFESSIONAL MENTAL HEALTH SERVICES
The Company provides well-being coaching services. The service Company is providing is strictly wellness coaching. THE COMPANY IS NOT PROVIDING PROFESSIONAL HEALTHCARE SERVICES. The Company does not claim to and will not be held responsible for diagnosing, treating, or curing any physical or mental health condition. The Company’s services do not take the place of the Client’s team of healthcare professionals. Under no circumstances should the Client stop seeing their team of healthcare professionals. If Client decides to take action based on the services they receive from Company, Client does so at their own risk. The Client understands and acknowledges that COMPANY IS NOT PROVIDING PROFESSIONAL MENTAL HEALTH SERVICES. THE COMPANY IS NOT SERVING AS A PROFESSIONAL HEALTHCARE PROVIDER.
TESTIMONIALS
Any testimonials provided on this website are opinions of those providing them. The information provided in the testimonials is not to be relied upon to predict results in your specific situation. The results you experience will be dependent on many factors, including but not limited to your level of personal responsibility, commitment, and abilities, in addition to those factors that you and/or Company may not be able to anticipate.
AFFILIATES
The company’s website may promote a product or service based on Company’s affiliate relationship with an individual or business. The company may receive compensation if you purchase the advertised product or service through Company’s link. The company’s product or service promotion does not serve as an endorsement and should not be seen as such. If you choose to purchase any affiliate products or services, you do so at your own risk.
NO WARRANTIES
THIS WEBSITE AND THE INFORMATION, CONTENT, AND MATERIALS ON THIS WEBSITE ARE PROVIDED ON AN “AS IS,” “WHERE IS,” AND “WHERE AVAILABLE” BASIS. THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE WEBSITE OPERATION, THE CONTENT, INFORMATION, OR THE MATERIALS ON THIS WEBSITE. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, OF ANY KIND, CONCERNING ANY OF THE MATERIALS, CONTENT, OR INFORMATION ON THIS WEBSITE OR ANY SERVICES, GOODS, OR OTHER PRODUCTS OFFERED, SOLD, OR DISPLAYED ON THIS WEBSITE OR YOUR USE OF THIS WEBSITE GENERALLY, INCLUDING WARRANTIES OF MERCHANTABILITY, ACCURACY OF INFORMATION, QUALITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. SOME JURISDICTIONS LIMIT OR DO NOT ALLOW THE DISCLAIMER OF IMPLIED OR OTHER WARRANTIES, SO THE ABOVE DISCLAIMER MAY NOT APPLY TO THE EXTENT SUCH JURISDICTION’S LAW APPLIES TO THIS AGREEMENT.
Contact: Should you have questions regarding the Disclaimers, please contact hello@meredithdesantos.com.
Effective as of July 14, 2024